eligibility guidelines

Interested in a Fraction Appreciation Mortgage? Check out our requirements to see if you are eligible.

  • ‍You are an existing homeowner with your name on the title of the property.

  • The property you wish to borrow against is your primary residence.

  • You have a loan to value (LTV) of less than 40% on your home.

  • You have a credit score of more than 650.

  • The home for which you’re requesting financing is not being used for commercial reasons.

  • Your property is in one of the locations that Fraction currently operates in.

  • The property is not subject of foreclosure or bankruptcy proceeding.

  • You do not carry significant amounts of overall debt.

Take control of your future

Get an estimate today, or contact your mortgage broker and ask for a Fraction Appreciation Mortgage.



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BC Mortgage Broker License: X300860