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FAQ
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Does the borrower need independent legal advice?
Does the borrower need independent legal advice?
Yes they do.
FAQ articles
How can I submit deals and applications?
What’s the compounding period?
Who is the mortgage registered to?
Does Fraction allow 2nd mortgages behind their first?
Are there fees at maturity?
Is the mortgage charge a collateral charge?
Can the fees be added to the loan?
What are the fees the borrower pays?
Is title insurance required?
Does the borrower need independent legal advice?
Does Fraction charge any origination fees?
What is the maximum GDSR and TDSR?
Who is the target market for this product?
Are there any age requirements?
Which areas do you serve?
Will you take second position on title?
What type of properties do you work with?
What are the term lengths?
What is the maximum Loan to Value (LTV)?
What is an example scenario with the Minimum Appreciation Rate?
What is the interest rate?
What is a typical example scenario?
What is the payment schedule?
How is this different than a normal mortgage product?
What is the finder's fee for mortgage brokers?
Where does Fraction operate?
How can I invest with Fraction?
Do I need to share rental income?
Can I do improvements or renovations?
What are the risks as a property owner?
How can I buy back my equity?
What are the costs to financing with Fraction?
How does Fraction make money?
What are the risks as an investor?
How is my investment protected?
